Bihar Rajya Fasal Sahayata Yojana is a government-backed crop insurance scheme designed to provide financial relief to farmers who suffer crop loss due to natural calamities. It acts as an alternative to the PM Fasal Bima Yojana Bihar and is run by the Bihar government’s Cooperation Department. This article will guide you through the Kharif Fasal Bima Yojana 2025, including how to apply, eligibility criteria, required documents, and FAQs.
What is the Bihar Crop Insurance Scheme?
The Bihar crop insurance scheme, officially called the Bihar Rajya Fasal Sahayata Yojana, was launched as a state-level alternative to the centrally funded Pradhan Mantri Fasal Bima Yojana (PMFBY). The primary aim is to provide compensation to farmers in the event of significant crop loss during the Kharif or Rabi season. For Kharif Fasal Bima Yojana 2025, the state government has started accepting applications online.
Key Features of Bihar Rajya Fasal Sahayata Yojana
- Financial Relief: Eligible farmers can receive up to Rs. 20,000 per hectare in compensation.
- Direct Benefit Transfer (DBT): Funds are transferred directly to the farmer’s bank account.
- Digital Application: The Bihar Fasal Bima Apply Online process makes it easier for farmers to enroll.
- State-run Program: Operated solely by the Bihar government, not the central government.
Who is Eligible for Fasal Sahayata Yojana Bihar 2025?
To apply for the Bihar Fasal Bima Yojana registration process, the applicant must meet the following criteria:
- Must be a resident of Bihar.
- Should be a registered farmer in the DBT agriculture portal.
- Must own or cultivate land during the Kharif 2025 season.
- The land should be in notified areas affected by crop loss.
Documents Required for Fasal Sahayata Yojana
Here are the documents you need to upload during the Bihar Rajya Fasal Sahayata Online Form submission:
- Aadhar card
- Bank passbook copy
- Land ownership proof (Khasra-Khatauni)
- Self-declaration form (crop sowing)
- Passport-size photograph
- Mobile number linked with Aadhar
How to Apply for Bihar Fasal Sahayata Yojana Online
Follow the below steps to complete your Bihar Fasal Bima Apply Online process:
Step 1: Visit the Official Website
- Go to dbtagriculture.bihar.gov.in.
- Click on the Fasal Sahayata Yojana Kharif 2025 link on the homepage.
Step 2: Log in or Register
- If already registered, log in using your Aadhar number and OTP.
- If new, complete the registration by filling in the required details.
Step 3: Fill in the Bihar Fasal Bima Yojana Application Form
- Choose the correct season: Kharif 2025
- Enter personal and farm details.
- Upload required documents.
- Double-check the information before final submission.
Step 4: Submit the Form
- Submit your application.
- Save or print the acknowledgment for future reference.
Application Deadline and Important Dates
- Start Date: Applications open in April 2025
- Last Date: The Bihar Fasal Sahayata Yojana last date is usually by June end
- Payout Timeline: Compensation is disbursed post-crop loss verification, typically by February the following year
Make sure to complete the Bihar Fasal Bima Yojana registration process before the deadline.
Benefits of the Scheme
- No Premium Required: Unlike other insurance schemes, farmers don’t pay a premium.
- Quick Relief: Fast-tracked financial assistance post-natural disasters.
- Coverage Across Bihar: Available in all 38 districts.
- Transparent Disbursal: Payments via DBT scheme for farmers Bihar.
Difference Between PM Fasal Bima Yojana Bihar and Bihar Fasal Yojana
| Feature | PMFBY | Bihar Rajya Fasal Sahayata |
|---|---|---|
| Operator | Central Government | Bihar State Government |
| Premium | Yes | No |
| Payout | Insurance Claim | Direct Cash Relief |
| Enrollment | Through Insurance Companies | Through DBT Agriculture Portal |
Common Mistakes to Avoid
- Incorrect Land Details: Leads to application rejection.
- Missing Documents: Ensure all uploads are clear and valid.
- Late Application: Don’t wait until the Bihar Fasal Sahayata Yojana last date.
Scheme Updates and News (2025)
- Bihar and Gujarat Rejoining PMFBY: After a long gap, Bihar has shown interest in rejoining the PM Fasal Bima Yojana Bihar.
- Compensation Disbursed: As of February 2025, over 1.67 lakh farmers received more than Rs. 122.32 crore under the Kharif Fasal Bima Yojana.
- Online Portal Enhancements: Faster OTP verification and multilingual support added to the Bihar Rajya Fasal Sahayata Online Form system.
The Bihar Rajya Fasal Sahayata Yojana Kharif 2025 aims to secure the livelihoods of farmers impacted by unpredictable weather and crop failure. The process to apply is entirely digital, making it convenient even for remote villagers with access to basic internet services. By understanding how to apply for Bihar Fasal Sahayata Yojana, ensuring all required documents are in place, and applying before the deadline, farmers can maximize their chances of receiving timely compensation.
So, if you are a farmer in Bihar, do not miss this opportunity. Fill out the Bihar Rajya Fasal Sahayata Online Form today and safeguard your farming future.
FAQs on Bihar Rajya Fasal Sahayata Yojana
Q1. What is the last date for Fasal Sahayata Yojana Bihar application?
Ans: The application deadline usually falls at the end of June for Kharif and December for Rabi.
Q2. How much compensation is given under the scheme?
Ans: Farmers may receive up to Rs. 20,000 per hectare, depending on the extent of damage.
Q3. Can tenant farmers apply?
Ans: Yes, tenant farmers with proper documentation can apply under the Bihar crop insurance scheme.
Q4. Is Aadhar mandatory for applying?
Ans: Yes, a valid Aadhar linked to a mobile number is essential.
Q5. Can I apply offline?
Ans: Currently, the scheme supports only the Bihar Fasal Bima Apply Online method via DBT portal.
